In India total 199 banks are enabled with NEFT facility. IFSC is an unique identity given to each branch of a bank. IFSC consists of 11 characters. First four digits represents name of bank and fifth character is by default 0 and reserved for future use. Last 6 characters refers to a branch.

Search IFSC code with name, branch, pincode or MICR

Ex: State Bank of India Bangalore

List of NEFT enabled banks in India. Click on Bank name to check details.

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What is IFSC code?

Full form of IFSC is Indian Financial System Code. It is used to complete NEFT transactions. Every branch of a bank has an unique IFSC assigned to it.

How to search IFSC of a bank branch?

You can search IFSC of a bank branch using, you have the option to directly search IFSC of any bank branch using above search options. You can search by typing name or branch of the bank.

What is use of IFSC and why we need it for online transactions?

IFSC helps RBI to identify a branch within its NEFT network. RBI completes an online transaction using its NEFT transaction. IFSC helps to transfer funds within branches and banks. IFSC helps in NEFT, RTGS and IMPS transactions.

IFSC is unique for each account holder?

No, IFSC is unique for every NEFT enabled branch of a bank. Every account holder of a branch will have same NEFT. In case of Payment banks like Paytm all account holders in country may have same IFSC.

What is MICR and what is its usage?

Full form of MICR is Magnetic Ink Character Recognition Technology. It is printed on cheques to identify cheques issued by a branch. MICR is readable by a machine and helps faster processing of cheques.

How to find MICR and IFSC code using cheque book?

Almost all cheques issues by your bank contains IFSC and MICR of your home branch. You can check these details on cheque leaf issued by bank. IFSC is printed on top of cheque along with branch details. MICR is printed on bottom of cheque.