Now avail Credit Card Like Benefits with Kotak Bank Debit Card

Are you surprised to hear that you can avail amazing benefits with Kotak Mahindra Bank debit cards! But it’s true!

Kotak Mahindra Bank has launched “Kotak Smart Initiative” to debit card holders also. Under this scheme, the debit card holders can avail EMI’s on the purchases of Electronics, Groceries and Fashion Accessories on online and off-line Purchases.

Rules to enroll under Kotak Smart Initiative scheme

1.Firstly, there is no processing fee to enroll for this scheme

2.The customer has to purchase minimum bill of 5000 rupees

3.That bill can be paid in easy EMI’s

4.To pay the bills under EMI’s the customer has to confirm with the bank that he is eligible for this scheme or not

5.Bank has the right to approve or reject your request upon cross-checking your eligibility

6.If you are eligible, you will get an sms confirming your request

7.Depending on the transaction, Kotak Mahindra Bank sets the tenure and EMI limit

8.Upon the transaction limit, the EMI amount would be automatically debited from your bank a/c

Till now, credit cards offers EMI Facility, but now-on-wards with this “Kotak Smart Initiative”You can pay the due amount in EMI’s also.

If you are a Kotak Mahindra Bank Customer and want to avail EMI Facility , contact your branch and avail this facility with debit cards too!

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