PNB(Punjab National Bank) is one of the leading government sponsored public sector bank with nationwide network.
To manage operating expenses banks levy service charges on their customers. PNB is no more exception to this! Infact PNB is going to hike service charges with effect from January15th,2022. Though it was a good news for bank shareholders, general customers have to bear the “Pain” in the form of “Service Charges”
PNB Proposed Service Charges With Effect From January15th,2022–
| Transaction Type | Current Service Charge(in Rupees) | Proposed Service Charge(w.e.f 15thJanuary2022) |
| Minimum Balance | 5000 | 10,000 Rupees(Metro) |
| Charges For Non-Mainenance of Minimum Balance(Per Quarter) | 200 | 400 Rupees(Rural and Semi Urban) |
| Charges For Non-Maintenace of Minimum Balance | 300 | 600 Rupees(Metro and Urban) |
| Closure of Current a/c | 600 | 800 Rupees(If closed within 14 Days of a/c Opening) |
| Closure of Current a/c | Nil | Nil(After 1 Year of a/c Opening) |
| Free Transactions Allowed | 5 | 3 |
| Service Charge Beyond Free Transactions | 25 | 50 Rupees |
| Savings and Current a/c Transaction Limit Per Day | 2 Lakhs | 1 Lakh |
| Locker Rent | Applicable as Per The Size of The Locker | 500 Rupees excess to the current applicable locker rent |
| Free Locker Visits Per Year | 15 | 12 |
| Charges on Locker Opening Beyond the Threshold Limit | N.A | 100 Rupees Per Transaction Beyond 12 Visits Per Year |
Do remember the above charges are applicable with effect from January 15th,2022 where PNB Customers have to bear the pain in the form of service charges. Be Ready and Plan your Transactions accordingly.
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