Do You Have Surplus Money? Want To Invest It For Long Term? Consider “Union Green Deposit Scheme”

All are aware that bank fixed deposits(FD)interest rates are declining in recent times and there is a belief that it might fall further! Do you have surplus money but worried on the falling interest rates?Don’t worry! You can still gain higher returns, but the only condition to be met is “You have to deposit yourContinue reading “Do You Have Surplus Money? Want To Invest It For Long Term? Consider “Union Green Deposit Scheme””

Are You Withdrawing Cash From ATM Terminals Frequently? Hold On! You May Be Charged Higher Fee Above The Minimum Withdrawal Limit

To Reduce Rush in banks, Banks appoints ATM Terminals at all major locations. People also tend to use them frequently for their daily cash needs! But from January 2022 onwards, Usage of ATM Terminals becomes more costlier. Reserve Bank of India(RBI)has approved all the banks to hike service charges to 21 Rupees+GST. This charge isContinue reading “Are You Withdrawing Cash From ATM Terminals Frequently? Hold On! You May Be Charged Higher Fee Above The Minimum Withdrawal Limit”

Good News For FD Depositors! HDFC Bank Hikes Interest Rates On Special Term Deposits

Are you feeling discomfort with the latest falling interest rates?You might be worrying on the returns fetching from the FD’s when compared to inflation! All your worries are managable to some extent now! One of the India’s leading Private Bank “HDFC Bank” is offering attractive interest rates on “Special Term Deposits”(STD’s). As per the latestContinue reading “Good News For FD Depositors! HDFC Bank Hikes Interest Rates On Special Term Deposits”

Bank Unions Are Likely To Call-on Nationwide Strike On The Eve Of Privatisation Of Banks

Though there are allegations from the bank employees, Modi Government Privatises 14 Government sponsored banks in the last 4 years. Still the central government is on its way to privatise 2 more banks in the coming weeks/months. Central Government is planning to modify the “Banking Regulation Act” by decreasing their stake to 26% which isContinue reading “Bank Unions Are Likely To Call-on Nationwide Strike On The Eve Of Privatisation Of Banks”

Are You Looking To Buy a Car? Compare Car Loan Interest Rates Of Various Banks Here !

In olden days buying a car is luxury, but now-a-days it is a “need”. People are preferring to purchase a car in their day-to-day life activities. As many people are earning 3-5 digit salary figures in their early careers, they are not stepping-back to take loan to fulfill their dream car. As people’s attitude changes,Continue reading “Are You Looking To Buy a Car? Compare Car Loan Interest Rates Of Various Banks Here !”

ICICI Bank Latest FD Rates

Indians prefers to do Fixed Deposits(FD)as they are the safest and the most liquid instrument(can be encashed at any time). Though banks levy penalty for premature cancellations, still Indians considers FD’s as an safer investment vehicle. Eventhough FD Interest Rates are declining in the recent times, there are people who tend to do FD’s evenContinue reading “ICICI Bank Latest FD Rates”

Is Your Mobile Number Changed? Want To Update in SBI Bank Records, But Don’t Have Time? You Can Update Your Details On Online Itself!

Now-a-days it is quite common to shuffle mobile numbers due to varied reasons. It is troublesome to visit bank branch(Here SBI)everytime to update your personal contact details. From now onwards there would be no hassles. India’s leading public sector bank SBI allows their customers to update their personal contact details through internet banking. For that,Continue reading “Is Your Mobile Number Changed? Want To Update in SBI Bank Records, But Don’t Have Time? You Can Update Your Details On Online Itself!”

Looking For Gold Loan? Compare Gold Loan Interest Rates Of All Banks At A Glance!

In India Gold is treated as safe heaven asset class, indeed it is treated as an alternative to liquid cash. By Pledging gold ornaments, many financial institutions offers instant loan facility within minutes. So the relation between gold and cash is inter-linked. Eventoday, Indians prefer to take gold loans as they are easily available andContinue reading “Looking For Gold Loan? Compare Gold Loan Interest Rates Of All Banks At A Glance!”

SBI Warns Their Customers Not To Fall Prey To Phishers

Today it is very common to search on Google for information. Up to that, it’s OK, but people are searching for customer care numbers, Toll-Free Numbers on search engines. Though search engines provides relevant information, there is a possibility that Phishers and scammers tries to misguide you by providing false information. Phishers tries to misgudeContinue reading “SBI Warns Their Customers Not To Fall Prey To Phishers”

RBI Has Launched A New Initiative “Integrated Ombudsman Scheme” To Lodge Grievances Online

Till Now, If any bank customer is dissatisfied wiith their respective bank service, they can lodge complaint to Ombudsman for further action. Likewise for NBFC’s(Non-Banking Financial Corporations)and for digital payments grievances there are seperate ombudsman entities till now. But from now-on-wards, the process has been changed! The customer can lodge complaint on any of theContinue reading “RBI Has Launched A New Initiative “Integrated Ombudsman Scheme” To Lodge Grievances Online”