Normal Sip vs Step-Up Sip; Which Gives Better Returns?

Today all are aware of Systematic Investment Plans(Sip). As it is a convenient way to invest small amounts periodically mutual fund sip’s have gained popularity. But very few people are aware of Step-up sip; an additional feature to normal sip. What is Step-Up Sip? In Normal sip, the investor invests “Same amount” throughout the tenureContinue reading “Normal Sip vs Step-Up Sip; Which Gives Better Returns?”

Don’t Procrastinate! Instead Start Investing Early

Some people tend to procrastinate their investments thinking that they can invest whenever there is a salary hike.But this would not be happen at all-times! This is due to living at the moment attitude enjoying the current moments with friends, purchasing latest gadgets etc. In reality, whenever there is salary hike,lifestyle expenses also grew toContinue reading “Don’t Procrastinate! Instead Start Investing Early”

Link Your Investments To Your Life Goals

Some people starts investing on the advise of a friend/relative without committing that investment to their goals. Even starting investing is a welcome note, not linking them to their life goals is worrisome. Why Linking Investments To Goals is Important? Do you start journey without knowing where do you want to go?Obviously-No; Likewise while startingContinue reading “Link Your Investments To Your Life Goals”

5 Misconceptions on Sips

As the number of sip folios(accounts)are increasing day-by-day, there are several misconceptions in the minds of the investors still today! As AMFI’s(Association of Mutual Funds of India) campaign “Mutual Fund Sahi Hai” prompts investors to do sip’s higher rather than lumpsum investments, sips have gained popularity. Even though this is somewhat true, mutual fund investorsContinue reading “5 Misconceptions on Sips”

Assess Your Risk Profile Before Investing

Every individuals income levels are unique and their risk-taking ability is not same. As every individual has different incomes, their expenses vary from each another. Inspiring from successful investors is good, but we can’t rely on their investment strategy. This is because Legendary investors have higher risk-taking capability where the retail investors can’t take suchContinue reading “Assess Your Risk Profile Before Investing”

Review Your Portfolio From Time-To-Time

Every individual has to do investments to meet his goals in future. He must be careful in understanding the pros and cons of the investment vehicle and its risks associated with it before taking a final call to invest. One must plan his investments as per the life stages, goal period etc. Generally Goals areContinue reading “Review Your Portfolio From Time-To-Time”

Know The Terms and Conditions on PPF Withdrawal Before Maturity!

We all know that Public Provident Fund(PPF)is a long-term investment tool. The amount invested in PPF comes under “EEE” (Exemption on investment amount under section 80(c)-Exemption on interest accrued-Exemption on maturity amount). Generally savers ignore PPF as they can’t hold the investments for such a long period of 15 years. But they don’t know thatContinue reading “Know The Terms and Conditions on PPF Withdrawal Before Maturity!”

Now You Can Make Deposits, Investments Through Amazon Pay!

As digital payments are on track, E-commerce Giant Amazon has tied-up with Kuvera.in to accept deposits and investments from the customers. That means from now-onwards, amazon customers can make fixed deposits, mutual fund transactions through amazon pay in collaboration with Kuvera. The technology platform was provided by kuvera, a leading investing platform which manages 28,000Continue reading “Now You Can Make Deposits, Investments Through Amazon Pay!”

SCSS; An Exclusive Scheme For Senior Citizens

Senior Citizen Saving Scheme(SCSS) is a government backed scheme designed for the senior citizens of age 60 or above. There is a clause that who took voluntary retirement can make investment in this scheme before his/her 55 Years of age within 1 month of receiving his or her retirement benefits. Where can SCSS Scheme beContinue reading “SCSS; An Exclusive Scheme For Senior Citizens”

Best Ways to invest in Gold

As Gold is treated as save haven by Indians, Purchasing Gold occasionally is common thing we notice in India. Though Gold is purchased “Traditionally”(in the form of the ornaments, gold bars)in olden days, due to resurgence of technology various “Investment Options” were introduced to invest in gold Various Ways to invest in Gold- 1.Traditional Gold–Continue reading “Best Ways to invest in Gold”