Decide your investment objective- “consume or conserve” before investing

Even though all investors starts investing to create wealth, their investment objective might be different! While some want to “consume” the invested amount in future, some wants to pass-on their investments to their next generation. It is quiet natural tendency among investors Investing For a Goal( Consume Behavior)– Most of the investors belongs to thisContinue reading “Decide your investment objective- “consume or conserve” before investing”

Expectations vs Reality

We all invest with an “expectation” of creating wealth; no doubt at it! But investors mindset is filled with “Greed” to multiply their wealth in a short time. Is it possible? Have you ever think how “Wealth” is created? Though it is hard to digest, Wealth is created through “Consumerism”. By consuming goods and servicesContinue reading “Expectations vs Reality”

Funny Queries That Will Destroy Your Wealth

Today we are living in digital world. There are a lot of discussions going on digital platforms, social media daily regarding investments. Discussing financial information is o.k, but what about your individual risk-appetite? and your investment objective? Do note that no two ideal investor’s mindset is same, it may vary according to their life stages,Continue reading “Funny Queries That Will Destroy Your Wealth”

Now EPF Subscribers can submit their life certificates throughout the year!

EPF(Employee Provident Fund)subscribers tend to get pension after their retirement. This pension will end throughout their life subject to submission of “Life Certificate” every year. This submission of life certificate is “Mandatory” to receive pension. Previously pensioners have to submit their life certificates mandatory in “November” every year. But keeping in view the pensioners difficulties,Continue reading “Now EPF Subscribers can submit their life certificates throughout the year!”

Is it wise to invest in equities when you have huge debts?

Some investors are too greedy on equity investment returns! Though equities outperforms inflation, it is not a good bet to take risk fully on equities! That too if you have huge debt burden never take risk to invest your entire corpus in equities! To now the reason why, read the full story! Why investing inContinue reading “Is it wise to invest in equities when you have huge debts?”

Huge inflows into equity mutual funds despite market volatility in March 2022 !

Equity mutual funds tend to be volatile in the short-term, but has the potential to give huge returns if an investor continues his sips irrespective of the market volatility. Previously investors gets panic in volatile periods and tend to redeem their mutual fund units in bear phases. But due to investor awareness sessions conducted byContinue reading “Huge inflows into equity mutual funds despite market volatility in March 2022 !”

2 Important things to avoid while investing in mutual funds

Many of us heard that investors stayed invested for 15-20 years created huge wealth to their family.Thanks to the “Power of Compounding”! It works best in volatile times that too in long-term we can see it’s “magic”. But even there are evidences that mutual fund sips(Systematic Investment Plans) created huge wealth in the long-term, ifContinue reading “2 Important things to avoid while investing in mutual funds”

3 Important Factors To Be Kept in Mind While investing in Mutual Funds

Today many of us knows about mutual funds and the role of SIP(Systematic Investment Plan)in creating wealth in the long-run. Thanks to AMFI’s “Mutual Fund sahi hai”campaign and the investor awareness sessions conducted by amc’s(Asset Management Companys-Nothing but mutual fund firm) Even though amc’s are trying to create awareness among investors, it is fact thatContinue reading “3 Important Factors To Be Kept in Mind While investing in Mutual Funds”

To Protect Yourself From Mis-selling, Plan Your Tax Planning At The Start Of The Financial Year

Finally new financial year 2022-23 has arrived! Some of you have taken last-minute tax planning decisions at the end of the financial year 2021-22! In this highly competitive world there are salesman who are committed to their yearly targets and have suggested wrong products which are not suitable to you! In the hurry of theContinue reading “To Protect Yourself From Mis-selling, Plan Your Tax Planning At The Start Of The Financial Year”

Last date extended to do e-kyc under PM Kisan Scheme

We all know that our prime minister sri Narendra Modi has introduced “PM Kisan” scheme exclusively for poor farmers. To help them(Poor Farmers) Indian Government is disbursing 6000 rs/year catering 2000 rupees each every 4 months. To provide reliable and genuine help, under the advise of Modi Indian Government has advised to do E-Kyc onContinue reading “Last date extended to do e-kyc under PM Kisan Scheme”