EPF Subscribers be alert! Know the latest updates which are going to be implemented post April 1st,2022 onwards

Big alert to EPF Subscribers! As per recent amendment passed in budget 2021-22, Contributions beyond 2.5 lakh are subject to tax. So every epf subscriber is liable to pay tax if his epf a/c crosses the threshold limit of 2.5 lakh in a financial year. Latest amendment to be implemented on epf a/c’s post AprilContinue reading “EPF Subscribers be alert! Know the latest updates which are going to be implemented post April 1st,2022 onwards”

Be aware of the ‘thief’ that will steal your wealth silently

Many people focus on income earning but they are forgetting on the “silent killer- Inflation” in creating wealth to their loved ones. Generally parents wants to transform their wealth to their next generations, for that they “save money” but whatever they saved is nothing after 20-25 years! Surprised? Are you too surprised to hear thatContinue reading “Be aware of the ‘thief’ that will steal your wealth silently”

If You Develop These 5 Good Financial Habits; Nothing Could Stop You From Being Rich !

Everyone wants to be rich, but due to financial commitments and rising inflation it would not be possible for all. While some people goes into depression that they will never become rich by this high inflation in India! Yes there is high inflation in India, no doubt about that! But have you ever think whyContinue reading “If You Develop These 5 Good Financial Habits; Nothing Could Stop You From Being Rich !”

Big Shock To Retail Consumers! All Essentials Rates Have Been Hiking Gradually! So What To Do Now?

Already Indians are facing high “inflation” due to various socio and economic reasons. Traders end-up price hike of FMCG Products and daily essentials showing the cause of “covid” where Indians have to bear the heat of price hike in every essentials. After the covid cause, traders are looking out for another cause showing “Russia-Ukraine WarContinue reading “Big Shock To Retail Consumers! All Essentials Rates Have Been Hiking Gradually! So What To Do Now?”

Simple Strategy To Beat Mutual Fund SIP Returns

The term SIP(Systematic Investment Plan)has became popular due to the investor awareness campaigns conducted by AMFI(Association of Mutual Funds of India)and AMC’s(Asset Management Companies- Nothing but Mutual Fund Company). Though this term SIP is relevant in volatile conditions, there’s a simple strategy to beat normal sip returns! For that you should have- Time to watchContinue reading “Simple Strategy To Beat Mutual Fund SIP Returns”

Big Shock To EPFO Subscribers! PF Interest Rates Have Been Slashed To Lowest Of The Decade !

Generally employees contributes 12% of their basic pay to employees provident fund organisation (EPFO)in addition to the employers(recruiter)contribution. That EPF contribution would be utilised by withdrawing lumpsum amount at retirement. But the recent amendment by CBDT(Central Board of Direct Taxes) makes epfo subscribes worrisome. CBDT has approved a draft to slash epf interest rate toContinue reading “Big Shock To EPFO Subscribers! PF Interest Rates Have Been Slashed To Lowest Of The Decade !”

PPFAS ‘s Popular Fund is going to accept fresh inflows once again from March 15th,2022

We all know that PPFAS amc’s flagship scheme “Parag Parikh Flexicap Fund” has ceased fresh inflows due to sebi’s regulation. According to SEBI domestic mutual funds AUM(Assets Under Management)should not cross $7 billion to invest in overseas securities(Foreign stocks). As industry’s AUM has crossed $7 billion recently, as per sebi’s regulation PPFAS mf has stoppedContinue reading “PPFAS ‘s Popular Fund is going to accept fresh inflows once again from March 15th,2022”

Are You Prepared To F.I.R.E?

We all know that we should have burning desire to accomplish our goals! But what about F.I.R.E in reality? Some of us even don’t know the meaning of F.I.R.E! F.I.R.E stands for Financial Independence,Retire Early. We all know that in India retirement age would be 60. Even though you are financially free or not, youContinue reading “Are You Prepared To F.I.R.E?”

Geo Political Tensions are Temporary; Wealth Creation is Permanent

We all know that stock market is a rewarding tool if you take risk, One should invest in stock market as per their risk-appetite. Those who can’t bear risk can choose “Mutual Funds”- a safer bet when compared to the stock market. The reason why mutual funds are relatively safer than stock market is- “YouContinue reading “Geo Political Tensions are Temporary; Wealth Creation is Permanent”

Don’t Stop Your SIP’s By Worrying On The Short-Term Market Volatility

There is no strange that none of the investors are unaware of the term “SIP”(Systematic Investment Plan) There was a wide awareness on Sip among investors. Even though Today’s generation are aware of the investing tool- SIP, there is still slightly misconception that SIP was an investment vehicle. When you asked any typical investor aboutContinue reading “Don’t Stop Your SIP’s By Worrying On The Short-Term Market Volatility”