Unable To Control Your Expenses; Follow 50:30:20 Rule

we all are hearing that expenses are rising day-by-day; This is due to inflation-The silent killer and wealth destroyer. As per Government, inflation in India is about 6-7%, but in “Real”Terms it is above the government statistics. We as individuals can’t control inflation; The one thing we can do is to prepare a budget andContinue reading “Unable To Control Your Expenses; Follow 50:30:20 Rule”

Mistakes To Avoid While Using Credit Cards

Now-a-days credit cards are being used by one and all. Financial institutions and banks are offering credit cards with amazing deals. Points to remember while taking credit card– Be remember “Credit” Card is a due. It has to be repaid on-time; if it is delayed you have to bear interest rate up to 36-48% onContinue reading “Mistakes To Avoid While Using Credit Cards”

Another Major Deal; PayU acquired Bill Desk at an amazing Price

It is very common today to acquire small enterprises into giant firms through amazing deals. Previously we saw Mukesh Ambani acquires many firms as a part of their business expansion. In Today’s competitive world, it is very common of acquisitions and mergers as a part of corporate business. Likewise, PayU acquired India’s largest payment systemContinue reading “Another Major Deal; PayU acquired Bill Desk at an amazing Price”

SEBI Has Mandated All Demat A/C Holders To Update Their KYC On Or Before September 30th,2021

We all know that Demat a/c is needed to trade in securities market. Especially to buy shares demat a/c is mandatory. For mutual funds investments it is optional, but it is safe to hold all your portfolio details in demat a/c, SEBI Guidelines on Demat a/c– SEBI has instructed all the demat a/c holders toContinue reading “SEBI Has Mandated All Demat A/C Holders To Update Their KYC On Or Before September 30th,2021”

Haven’t You Linked Your Pan with Aadhaar;Hurry! The Last Date is Nearing

Indian Government made it mandatory to link Pan Number with Aadhaar. Every individual needs to update their Pan with Aadhaar on or before 30th September 2021. Though Modi Government extends the deadline several times; it is not suggestable to wait for last minute. Due to covid tensions, Government extends the last date, but this timeContinue reading “Haven’t You Linked Your Pan with Aadhaar;Hurry! The Last Date is Nearing”

Bank Holidays in September 2021; as per RBI Guidelines

Do you need cash transactions in the coming september month! Hurry! According to RBI calendar there are 12 public holidays to the banks. So if you want to do cash transactions for your basic needs, plan accordingly to the RBI Calendar. As per the notice issued by RBI, the public holidays falls under- Date ReasonContinue reading “Bank Holidays in September 2021; as per RBI Guidelines”

Be Prepared for Higher Educational and Medical Inflation in India

The secret wealth destroyer is “Inflation”. What we earn and save, major portion Inflation eats away. What is Inflation? Inflation is nothing but decrease in the “purchasing”power of money. For example an individual buys 4 dozen apples@100 rupees in 1990, but is it possible to buy the same quantity at that rate today in 2021?.Continue reading “Be Prepared for Higher Educational and Medical Inflation in India”

Process to Link EPF and Aadhaar Online

As Indian Government made it mandatory to link EPF and Aadhaar on or before 31st August,2021, it’s time to link within the stipulated time. If you have already linked, no worries! If not, it’s time to link it now! From September 1st,2021 your EPF a/c becomes in-operative if you missed to do so. To linkContinue reading “Process to Link EPF and Aadhaar Online”

Link Your EPF and Aadhaar on or before August 31st

Every salaried employee has EPF a/c which includes equal contribution by the employer and employee. Indian Government made it mandatory to link EPF a/c number with aadhaar on or before August 31st. That means from september 1st, the employers contribution would not be credited if the both aadhaar and Universal Account Number(UAN)were not linked. PreviouslyContinue reading “Link Your EPF and Aadhaar on or before August 31st”

Keeping Calm is more important than reacting to day-to-day News

Investing is a long journey. one has to sail down the troughs and Crests in this investing journey process. One who remains calm in the turbulent times gains more corpus than who reacts to small-small events. Being patient and understanding the fundamentals of the market is the key to wealth creation. Being long-term ensures bonusContinue reading “Keeping Calm is more important than reacting to day-to-day News”