Are You Thinking Equity as a Risky Asset Class? What About Risk in Fixed Deposits !

There are some people who assumes “Equity Investment as Risky”! They have heard of the market crashes and real-life stories of traders who have burnt their fingers in stock market! Is stock market really a “Risky Asset Class”? Absolutely No! If you have some special skill of “Buy Low and Sell High” and wait forContinue reading “Are You Thinking Equity as a Risky Asset Class? What About Risk in Fixed Deposits !”

When is the right time to start a sip?

Today everybody are familiar with the investment tool- SIP(Systematic Investment Plan). This is possible due to “Investor Awareness Campaigns” conducted by amc’s(Fund Houses)and by AMFI(Association of Mutual Funds of India). Even though investors are aware of sip, there are certain myths revolving in the minds of the investors like- SIP Myths– To start a SIP,Continue reading “When is the right time to start a sip?”

ELSS Significance and its Tax Implicability

Equity Linked Savings Schemes(ELSS) allows tax exemption up to 1.5 Lakh per financial year. They are becoming more popular due to its lowest lock-in of 3 years. That Means, the investor can’t redeem the corpus in the interim, he can only redeem after completion of 3 years, The same applies to SIP too! As everyContinue reading “ELSS Significance and its Tax Implicability”

Not Filing ITR Thinking That Your Salary Doesn’t Fall Under Tax Bracket? “You Can File IT Returns To Claim Deductions and Exemptions”!

Many salaried employees neglects to file Income Tax Returns(ITR) thinking that their salary doesn’t meet the threshold limit of 2.5 Lakh Per annum. But do you know that you can still file ITR to claim TDS Deductions; if any and avail tax exemptions under various investment options?Surprised! Read the full article and you will haveContinue reading “Not Filing ITR Thinking That Your Salary Doesn’t Fall Under Tax Bracket? “You Can File IT Returns To Claim Deductions and Exemptions”!”

When is The Right Time To Exit From Mutual Funds?

Even though mutual fund is a long-term investment tool, it is not possible for every one to stay invested for the long-term. Some investors are over-anxious on the market rallies and tend to book profits anticipating of the market-crash in the near future. While some investors purchase mutual fund units when the market is atContinue reading “When is The Right Time To Exit From Mutual Funds?”

Do You Need To Pay Tax on Sale Of Legally Acquired Shares?

Some people tend to stay invested for the long-term and hold some shares for years. But if the share holder expires due to any unforeseen event, then the shares would be transferred to the legal heirs. Do you ever think that transmission of shares legally from your father, grand father attracts any tax? The IndianContinue reading “Do You Need To Pay Tax on Sale Of Legally Acquired Shares?”

Mutual Funds Taxation

Mutual Funds are recommended investment tool to earn huge corpus in the long-run. Like every capital asset involves tax, Mutual Funds too attracts capital gains tax. Capital Gain Meaning– The appreciation you derived in between the purchase price and selling price is capital gain of that asset. Meaning of Debt Funds– Debt funds are oneContinue reading “Mutual Funds Taxation”

How To Avail Capital Gains Tax Exemption on Sale of a House Property

Buying and selling capital assets(Real Estate, House, shares, mutual fund units) attracts capital gains tax. This may vary according to the nature of the asset and the holding period. Meaning of Capital Gain– Capital Gain arises out of the profit you derive from the sale of the capital asset. Only the profit you gained againstContinue reading “How To Avail Capital Gains Tax Exemption on Sale of a House Property”