To Protect Yourself From Mis-selling, Plan Your Tax Planning At The Start Of The Financial Year

Finally new financial year 2022-23 has arrived! Some of you have taken last-minute tax planning decisions at the end of the financial year 2021-22! In this highly competitive world there are salesman who are committed to their yearly targets and have suggested wrong products which are not suitable to you! In the hurry of theContinue reading “To Protect Yourself From Mis-selling, Plan Your Tax Planning At The Start Of The Financial Year”

Central Government keeps small savings interest rates unchanged for the 9th consecutive Quarter

We all know that central government revises small savings interest rates every Quarter(3 Months). But even RBI insists that small savings schemes interest rates are far higher than bank fixed deposits, central government keeps small savings interest rates unchanged for the 9th consecutive Quarter though there are rumours that central government will revises small savingsContinue reading “Central Government keeps small savings interest rates unchanged for the 9th consecutive Quarter”

Why we should not ignore inflation while making investments!

Indians being natural savers they generally “save” a part of their monthly income whatever they are earning, but it is sufficient now and in future? What people are forgetting is the wealth destroyer- “Inflation”, without assuming future inflation our current investments won’t suffice to meet your long-term goals. Earlier people save their hard-earned money inContinue reading “Why we should not ignore inflation while making investments!”

Be aware of the ‘thief’ that will steal your wealth silently

Many people focus on income earning but they are forgetting on the “silent killer- Inflation” in creating wealth to their loved ones. Generally parents wants to transform their wealth to their next generations, for that they “save money” but whatever they saved is nothing after 20-25 years! Surprised? Are you too surprised to hear thatContinue reading “Be aware of the ‘thief’ that will steal your wealth silently”

Investors Mindset Across Various Asset Classes

Even though the ultimate goal of investing is to earn “profit” investors reaction to various asset classes are unique. This is due to psychological behaviour of the investor’s mindset. In investing “Risk Taking Capacity” plays a distinct role. Broadly investors are classified as- Conservative Investors (who can’t take risk) Moderate Investors(Can bear risk to someContinue reading “Investors Mindset Across Various Asset Classes”

Big Shock To Retail Consumers! All Essentials Rates Have Been Hiking Gradually! So What To Do Now?

Already Indians are facing high “inflation” due to various socio and economic reasons. Traders end-up price hike of FMCG Products and daily essentials showing the cause of “covid” where Indians have to bear the heat of price hike in every essentials. After the covid cause, traders are looking out for another cause showing “Russia-Ukraine WarContinue reading “Big Shock To Retail Consumers! All Essentials Rates Have Been Hiking Gradually! So What To Do Now?”

Are You Looking For Stable and Guaranteed Returns? Consider ICICI Bank FD’s as it Hikes Interest Rates Recently

As we all know that banks have slashed term deposit rates insignificantly, those who depend on assured returns finds it difficult to survive. Retired employees(senior citizens) have been facing far lower returns than the inflation rate in India. To their surprise India’s leading private bank ICICI Bank has hiked term deposit interest rates slightly higherContinue reading “Are You Looking For Stable and Guaranteed Returns? Consider ICICI Bank FD’s as it Hikes Interest Rates Recently”

Are You Saving in The Right Way?

Life is unpredictable, who knows what will happen in the next minute? Even though you can’t control inflation in our country, the one thing you can do is -“Savings”. It is in our hands to make savings to survive in this highly inflationary country. Even though our “savings” won’t suffice to meet long-term goals, DevelopingContinue reading “Are You Saving in The Right Way?”

As You Grow Older, Increase Your Investment Amount

Many of us like to spend money on New Year Parties, Birthday Celebrations etc. Though it is not a bad one, what we all are ignoring is “Inflation”. As years passby inflation increases and it still continues even after your income stops(During Retirement) What we have to remember is – As we are welcoming newContinue reading “As You Grow Older, Increase Your Investment Amount”

Good Financial Habits To Develop On

Like our childhood habits determines your lifestyle, your financial habits reflects your wealth in your later years. Good financial habits are to be developed from your initial earning years. To lead a good financial life, you should develop some good financial habits. To know more, read the full story- Once you started earning, set aContinue reading “Good Financial Habits To Develop On”