Protection First; Investments Next

When compared to developed countries(foreign countries) Indians pay less attention to insurance products, some treat it as an investment product(return giving product on maturity)while some don’t realise the importance of insurance in their day to day life. Even today almost 75-80% of Indians are not protected with life cover even after Covid-19 pandemic! Though itContinue reading “Protection First; Investments Next”

Is it wise to invest in equities when you have huge debts?

Some investors are too greedy on equity investment returns! Though equities outperforms inflation, it is not a good bet to take risk fully on equities! That too if you have huge debt burden never take risk to invest your entire corpus in equities! To now the reason why, read the full story! Why investing inContinue reading “Is it wise to invest in equities when you have huge debts?”

Why we should not ignore inflation while making investments!

Indians being natural savers they generally “save” a part of their monthly income whatever they are earning, but it is sufficient now and in future? What people are forgetting is the wealth destroyer- “Inflation”, without assuming future inflation our current investments won’t suffice to meet your long-term goals. Earlier people save their hard-earned money inContinue reading “Why we should not ignore inflation while making investments!”

Be aware of the ‘thief’ that will steal your wealth silently

Many people focus on income earning but they are forgetting on the “silent killer- Inflation” in creating wealth to their loved ones. Generally parents wants to transform their wealth to their next generations, for that they “save money” but whatever they saved is nothing after 20-25 years! Surprised? Are you too surprised to hear thatContinue reading “Be aware of the ‘thief’ that will steal your wealth silently”

Before Investing, Analyse Your Investment Behaviour

In India, so many investors invests without a goal! They simply follow successful investors strategies, if it worked out, they invests more; if they fails, they blame that investment product! Both are common in this investing world. But before investing in any investment product, you should analyse your investment behavior. We recommend to check theseContinue reading “Before Investing, Analyse Your Investment Behaviour”

What Financial Freedom Mean To You!

Everyone living on the earth needs money to survive. In this process some earns abundantly, while some struggles to survive; Do you know the reason? Lack of Financial Freedom Each Person has their own view on financial freedom; Some say to live within their means while some say not having debts. Whatever the opinion mayContinue reading “What Financial Freedom Mean To You!”

If You Have Patience To Hold Your Investments For Long Term, No One Could Stop You From Being Rich

In todays fast changing world, every thing is being done instantly! Instant Job Change, Instant Success, Instant Decisions, Instant Financial Plans; All are instant! But do you agree that a plant would grow in months after seed sowing and reap the fruits instantly! Your child grows to 6 inches when he was 6 Years! YouContinue reading “If You Have Patience To Hold Your Investments For Long Term, No One Could Stop You From Being Rich”

Which is Better? Repaying Debt or Making Investment?

It’s festive season and some of you may receive bonus in addition to their salary! Some people tends to enjoy the festive mood while some aims to make fresh investments expecting huge returns! But the fact they are missing-out is assessing their current financial position and check if they are holding huge credit card bills,Continue reading “Which is Better? Repaying Debt or Making Investment?”

Money Mistakes To Be Avoided For A Better Financial Future

Everyone wants to be financially independent! But it is possible only for some ones, Do you know the resason why? Financially successful people inculcates savings and investments habits from their initial years! Their self-discipline towards savings make them financially free from worries and economic problems. If you want to be one of the successful investorsContinue reading “Money Mistakes To Be Avoided For A Better Financial Future”

Things To Remember While Investing

Investing is a long process! One should enjoy the investing journey. But many investors do enter and exit their investments without proper reasons! If they stayed invested for long-term and treat “Volatility” as their friend, they would surely become rich in future. Common investing principles every investor should kept in mind are- Insurance Before Investing–Continue reading “Things To Remember While Investing”