Investors Mindset Across Various Asset Classes

Even though the ultimate goal of investing is to earn “profit” investors reaction to various asset classes are unique. This is due to psychological behaviour of the investor’s mindset. In investing “Risk Taking Capacity” plays a distinct role. Broadly investors are classified as- Conservative Investors (who can’t take risk) Moderate Investors(Can bear risk to someContinue reading “Investors Mindset Across Various Asset Classes”

Are You Saving in Postal Small Savings Schemes? Here’s a Big Update For You !

Postal Small Savings Schemes are meant for conservative investors who prefers guaranteed and steady income through those deposits. Even though these deposits offer returns far below the inflation rate, even today there are some set of people who still prefers post office small savings. What’s up to now for Postal small savings schemes– Up toContinue reading “Are You Saving in Postal Small Savings Schemes? Here’s a Big Update For You !”

SBI Offers Agriculture Gold Loan Through Yono App

India’s leading public sector bank SBI offers bumper offer to farmers. To cater the agriculture needs SBI offers instant gold loan approval if applied through SBI Yono app. By applying through Yono app, farmers gets faster loan approval and option to select the loan repayment tenure. To get an overview of this agri-gold loan readContinue reading “SBI Offers Agriculture Gold Loan Through Yono App”

Smart Shopping Ideas

We all do shopping in our day-to-day life. Due to surge in internet usage, shopping trend has been changed completely to online! It is no surprise that even a teenager doing online shopping today. But when we closely observe shopping habits of the people it is fact that Indians are “Over-spending” beyond their means. ThisContinue reading “Smart Shopping Ideas”

Looking For Gold Loan? Compare Gold Loan Interest Rates Of All Banks At A Glance!

In India Gold is treated as safe heaven asset class, indeed it is treated as an alternative to liquid cash. By Pledging gold ornaments, many financial institutions offers instant loan facility within minutes. So the relation between gold and cash is inter-linked. Eventoday, Indians prefer to take gold loans as they are easily available andContinue reading “Looking For Gold Loan? Compare Gold Loan Interest Rates Of All Banks At A Glance!”

Don’t Know How To Reduce Over-Spending?Follow These Simple Steps !

Some people think to save for future, but once their salary credited, they can’t control their emotions and over-spend on unnecessary items! This is a very common thing happening among youngsters! Is there any solution for this? Yes there is! If you follow these simple steps, you can reduce over-spending! To be a smart spenderContinue reading “Don’t Know How To Reduce Over-Spending?Follow These Simple Steps !”

To Be Financially Independent; Don’t Fall Prey To These Habits!

Everyone wants to be financially independent! But due to rising prices and poor financial habits, it is not possible for everyone to be financially free! But the real fact is that it is in our hands to be financially independent. By understanding the pros and cons of the below financial habits, you can achieve financialContinue reading “To Be Financially Independent; Don’t Fall Prey To These Habits!”