Flipkart Offers Exchange of Your Old Phone with New One

As Indians are slowly transforming into “Digital World”, naturally online shopping picks-up. In the recent times many e-commerce sites were launched and are successful in meeting their customers demands. To meet the on-going demand many e-commerce sites are getting tied-up with small, small business enterprises. As a part of business expansion entrepreneurs also getting tied-upContinue reading “Flipkart Offers Exchange of Your Old Phone with New One”

ICICI Prudential Offers Term Plan With Survival Benefits Too

Generally Term Plans don’t provide survival benefits; They only provide “Risk Coverage”(Death Benefits) This lags many to opt for term insurance as their money would be wasted if they were alive at the end of the tenure. Exactly for that type of attitude people, ICICI Prudential Life Insurance comes with a new plan- “ICICI PrudentialContinue reading “ICICI Prudential Offers Term Plan With Survival Benefits Too”

You Should Not Hide Your Personal and Health Issues While Taking an Insurance Policy

Due to covid many people are preferring to take health and life insurances. Though it is a good sign, many people are hiding their personal health and medical history while opting an insurance policy. People are thinking that “It is not as important to disclose your current financial situation as well as your past medicalContinue reading “You Should Not Hide Your Personal and Health Issues While Taking an Insurance Policy”

Are You in a Need Of a Personal Loan?Let’s Consider This and Take Decision!

Generally for those who are in need of emergency cash people opt for Personal Loans as they are offered without any collateral security. Generally all financial institutions and Banks offers personal loans subject to terms and conditions of the firm. Even though they are offered without any collateral security, pledge of asset these loans areContinue reading “Are You in a Need Of a Personal Loan?Let’s Consider This and Take Decision!”

Are You A Pensioner? SBI Allows Its Customers To Submit Life Certificate Online

Are you a pensioner and a customer of state bank of india(SBI)? As you may be aware that pensioners have to submit their “Jeevan Pramaan”(Life Certificate) every year November 1st to prove their credentials so that pension would be credited as usual up on submission of Jeevan Pramaan certificate. Generally Pensioners are aged above 60Continue reading “Are You A Pensioner? SBI Allows Its Customers To Submit Life Certificate Online”

PPF a/c Pre-Mature Closure Terms and Conditions

We all are aware that PPF(Public Provident Fund)is a long-term savings tool. It is a government backed social security scheme so there is no risk associated with the capital and the interest accrued! As we all know that PPF is locked for 15 full financial years. But we can withdraw/ take loan from the existingContinue reading “PPF a/c Pre-Mature Closure Terms and Conditions”

SEBI’s New Norms On Mutual Fund Distributors

SEBI has the power to review and excerise the role of mutual fund distributors business compliances. As a part of mutual fund business done by the distributors they have to obey the orders of SEBI. Recently SEBI amended norms on mutual fund distributors. As per SEBI- If the mutual fund distributor is actively managing hisContinue reading “SEBI’s New Norms On Mutual Fund Distributors”

Know The Terms and Conditions on PPF Withdrawal Before Maturity!

We all know that Public Provident Fund(PPF)is a long-term investment tool. The amount invested in PPF comes under “EEE” (Exemption on investment amount under section 80(c)-Exemption on interest accrued-Exemption on maturity amount). Generally savers ignore PPF as they can’t hold the investments for such a long period of 15 years. But they don’t know thatContinue reading “Know The Terms and Conditions on PPF Withdrawal Before Maturity!”

Senior Citizens above 75 Years of Age need not file IT Returns from this Financial Year; But subject to “Certain Conditions”

Our Financial Minister Mrs. Nirmala Sitharaman announced that senior citizens above 75 years of age wouldn’t file income tax returns from this financial year 2021-22. This is some what big relief to senior citizens who depend entirely on Pension Income. From April 2021, senior citizens who falls under income tax bracket and are above 75Continue reading “Senior Citizens above 75 Years of Age need not file IT Returns from this Financial Year; But subject to “Certain Conditions””